Our Vision

A smartphone screen displaying a finance app interface, showing a balance of 257.43 USDC in a Sky Star Savings account. The interface has options for "Add money," "Request," "Details," and "Settings." Below, there are transaction requests from users listed with amounts and purposes, such as healthcare fees. The background features a stylized graphic of Earth and a yellow circle.

OUR VISION

A world in which financial technology brings us together to fulfill our promise.

Instead of disrupting society, we want to deepen our bonds, creating financial technologies that strengthen families, build communities and empower individuals.

A smartphone screen showing a congratulatory message with a confetti icon. The text reads "Done! 20.00 USDC added to Sky Star Savings." In the background, there are circular cutouts of two smiling individuals.

OUR GOAL

To enable family and friends to save together wherever they are in the world

Money often finds itself sitting, sometimes uncomfortably, in the midst of the sacred. It’s money, but money can also be other things, a gift, a way of saying I love you, an act of friendship.

Illustration of Earth with digital wallet overlay and colorful shapes

What our customers say

  • "I love the security, if someone wants to withdraw money from the group wallet then we all get a notification and a majority of us have to approve."

    JOHN

  • Moja takes the hassle out of savings groups. The notifications feature in particular is great, it makes that bit easier to get people to make their contributions.

    MIKE

  • "I like to have say on who joins the group. Moja makes it so that new members have to be approved by all existing members of the savings group."

    FRANCIS

  • "Moja is so good, I can participate in my savings group where ever I am! I can make my contribution even if I can't make the meeting!"

    SAM

  • "Moja is great. The notifications & shared ledger means that everyone knows what is going on in their savings group in real time. If someone makes a contribution you can see it there and then."

    CAROLINE

  • "I love that you can name your savings group, it makes it personal!"

    ASILIAH

Meet the Founding Team

Gerard McHugh Founder and CEO of Moja

GERARD MCHUGH

Founder, CEO

Gerry is also founder of Conflict Dynamics International and has worked for over 30 years to help people affected by crisis and conflict in a career that has combined nursing, engineering and political science. He is a Naval Engineering graduate of MIT.

Tarig Hilal, CTO of Moja

TARIG HILAL

Founder, CPO

Tarig has previously worked at Conflict Dynamics International, the World Bank, the National Democratic Institute and as a consultant to business in Africa. He is a graduate of SAIS, the Harvard Kennedy School and the MIT Sloan School of Management.